You’ll Be Head Over Heels for Our FREE Checking!(back to top)

Here at Community Powered, we feel passionate about giving our members what they want from a credit union. That’s why we offer totally free checking as part of our membership. You’ve probably had relationships with other financial institutions in the past, and you know what it’s like to be strung along with false promises, only to be surprised by hidden fees and other charges. Here at CPFCU, we want you to know that we mean what we say, and we’re sincere about our desire to give you the great credit union services you deserve.

Features:

• Free basic checks
• Unlimited check writing
• No per-check fees
• No minimum balance
• No monthly fees
• Free check card
• Direct deposit
• Overdraft protection

At Community Powered, free checking really does mean free checking! So stop by or call a Community Powered Federal Credit Union office
today to apply.

Dig Out From Under Your Debt With a VISA® Credit Card from Community Powered! (back to top)

Sometimes it feels like all the expenses of the holidays just keep piling up, and you’re left to dig out all year long. If you’re feeling snowed under by all your holiday bills, let Community Powered Federal Credit Union help with our low-rate VISA® credit card offer!

There’s no annual fee, so you won’t have to worry about any new expenses, and with rates as low as 9.88% APR*, we can help you find your way out from under those high-interest credit cards. Once you’re approved, we can transfer any balances you have on other cards for a fee of 3% or $40.

Our VISA® card comes with a 25-day grace period on purchases, and when your bill comes, you can pay by mail, online, or at any CPFCU office, so it couldn’t be more convenient! In fact, you can access your account online 24 hours a day, 7 days a week. Not only will you be saving money, but by consolidating your debt with our low-rate card, you’ll be simplifying your financial affairs and making your life just a little bit easier! What a way to start the year!

So stop by or call a Community Powered office today to apply, and see how clear the road ahead will be!

*APR = Annual Percentage Rate. Rates quoted are the lowest rates for qualified applicants. Other rates are available and may apply based on certain credit-worthiness criteria.

Don’t wait till the last minute! (back to top)

January is a good time to take stock of your personal finances. You can make positive changes to your spending and saving habits, whether it's making a New Year's resolution to get spending under control or figuring out howto save for retirement.

Community Powered Federal Credit Union can help. Our IRA account offers tax-deferred savings and is insured up to $250,000, separately from other accounts you hold at the credit union.

With tax time just around the corner, you can start investing in your future by contributing to your IRA account before April 15, 2012. Make sure you choose direct deposit on your tax return and earn a great rate in the process!
We're paying 2.34% APY** on IRA 60 month certificates.

1. Use IRS Form 888 to designate into which accounts and what amounts you want your refund disbursed

2. Include CPFCU's routing and transit number (231177016)

3. Include your credit union account number

Budgeting, saving, and investing are essential components of financial well-being, and they require different strategies. Your friends at Community Powered can help you get started. Call Vincent Dotti at (302) 633-4323 for more information on our free financial planning services
and visit us today to start the New Year on the right financial footing!

**Rates are subject to change without prior notice

Great Rates (back to top)

Holiday Schedule (back to top)

Community Powered Federal Credit Union will be closed in observance of the following days:

All offices will be closed:

President's Day - Monday, February 20, 2012

Don't Forget - Kirkwood Office has Saturday Hours 9AM-1PM